I got $36k per year of individual own occupation disability insurance without an exam, blood test or tax returns, for less than $36 per month. It's supplemental to my employer coverage, so it goes with me even if I leave my firm.
Matt, Kentucky attorney
35 years old
*Members & Spouses under 40 may apply for up to $500,000 life coverage, select rate only. Members & Spouses age 40 - 49 may apply for up to $250,000. Preferred rates require a paramedical exam and lab work. Exams or additional info may be required with certain medical histories.
**Members under 50 may apply for up to $10,000/month disability coverage with no medical exam, tax returns or financial documents required. Exams or additional info may be required with certain medical histories.